Diligence memo · auto-generated · as of July 2, 2026
“digital
“digital looks fair against its niche peers and is dormant on financing cadence.
Businessfiled
“digital operates in Fintech, based in Nigeria, Africa. Nigerian fintech startup Kudi is planning to transition into a full digital bank after raising US$5 million in Series A funding to grow its agent network.
Sub-sector tags: fintech.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
“digital has raised $5.0M in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Series A (a $4.0M–$15M round).
Largest single filing: $5.0M on 2019-04-05.
Most recent recorded round closed around 2019-04-05.
Valuation (modeled)modeled
Provath models “digital at approximately $143M (range $6.5M–$780M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 1.00× the median modeled value of Series A Fintech companies in 2019–2021 (31 peers) — value vs value, same stage and era. Within the normal band (100% of peer median) for its niche.
Financing rhythm & timingmixed
Last raise 7.2 yr ago; this sector typically re-raises about every 12 months.
Only one round on record and long silent — often defunct, acquired, or gone quiet.
Comparablesmixed
Capital scale ranks ahead of 85% of Fintech peers (1063 compared).
Modeled value ranks above 92% of those peers.
Closest niche peers: Tesorio, Inc., Imprint Payments, Inc., Otis Wealth, Inc., Aella Credit, Oxygen, Inc..
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.