Companies · Fintech

DecentroSummer 2020Active

Bengaluru · KA, India; Delhi, DL, India; Singapore, Singapore · Fintech · founded 2020 · https://decentro.tech

Diligence memoA one-page analyst read on Decentro — recommendation, valuation, rhythm, risks.
Total raised · real
0
Rounds
Latest step-up
Top 35%
Sector rank · raised
Latest stage · inferred

Decentro: limited disclosed financing to assess.

Synthesized from the figures below est. — every claim rests on a number shown on this page.

Where it sits in Fintech

Decentro is one of 1063 Fintech companies tracked from Bengaluru, KA, India; Delhi, DL, India; Singapore, Singapore, on record since 2020. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst

API Platform for Banking Integrations (Plaid for India and APAC)

Almost every company that has to integrate with the legacy financial institutions, faces several challenges when it comes to the product cycle. Not only are the APIs and documentations less available, but they are also old school and ridden with errors and loopholes. On top of that, the lack of a single point of contact from the underlying institutions, makes the already long integration cycle of 5 months feel like a temple run between different departments. And since those services break and update over time, you can imagine the nightmare in terms of coordination between the tech teams. We are a full-stack platform where you can come, select your desired modules, play in the sandbox, and launch your product with the APIs and SDKs within a couple of weeks! Not only that, but we also take care of all upcoming fixes, iterations, and updates without breaking any flow. It's that easy, as it should be. Welcome to the future.

APIBanking as a ServiceFintechdevtools
Find Decentro online

As reported in public records reported — not modeled.

IN
Jurisdiction
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

No round amounts on record to chart.

Financing ladder & sequence gaps

No staged rounds to sequence.

Modeled valuation trajectory
Base estimate est.
Conservative case
Upside case
Modeled post-money

Round size and date are reported; the stage label is inferred from round size. Valuation is modeled from stage benchmarks. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Financing rhythm
Avg between rounds
Capital velocity
On record since
First round
0
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages)
This company
Sector median$4.3M
Modeled value — vs sector median (estimate, all stages)
This company
Sector median$45.0M

Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).

Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
No rounds recorded.
Intelligence
Modeled next raise
Modeled next size est.
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Registry & provenance

Decentro is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
IN
Jurisdiction
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
1stCollabFintechsame sector
AbacusFintechsame sector
Absa BankFintechsame sector
AccendFintechsame sector
Accept.inc (formerly BoardRE)Fintechsame sector
AerFintechsame sector
AffinityFintechsame sector
AjaibFintechsame sector
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Fuse
Unified API for financial data aggregators.
Fintech81%
Standard Treasury
Banking APIs; acquired by Silicon Valley Bank in August 2015
Fintech79%
LaminateFintech78%
Valari
Embedded finance platform for LatAm.
Fintech77%
Integration Labs
The Unified API for Business Financial Data
Fintech77%
Proper
Reconciliation and financial operations platform
Fintech77%
digi
Enabling banks have a fintech-style loan origination process
Fintech77%
Anchor
Embedded finance platform for African businesses
FintechPre-Seed$13.2M76%
Frequently asked
What does Decentro do and where is it based?
Decentro operates in the Fintech sector, based in Bengaluru, KA, India; Delhi, DL, India; Singapore, Singapore. API Platform for Banking Integrations (Plaid for India and APAC)
Explore related

See where Decentro sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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