Companies · Computers

CredX.AI, Inc.

MERRITT ISLAND · Computers

Diligence memoA one-page analyst read on CredX.AI, Inc. — recommendation, valuation, rhythm, risks.
$240K
Total raised · real
1
Rounds
Latest step-up
Top 89%
Sector rank · raised
Pre-Seed
Latest stage · inferred · Thu Mar 21 2024 00:00:00 GMT+0000 (Coordinated Universal Time)

CredX.AI, Inc. looks under-valued against its niche peers and is at-risk on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the software/compute sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Under-valued
  • Modeled value is 0.43× the median modeled value of Pre-Seed Computers companies in 2022–2024 (63 peers) — value vs value, same stage and era.
At-risk
  • Last raise 2.3 yr ago; this sector typically re-raises about every 12 months.
  • Past due for a raise versus sector cadence — watch for distress or a bridge.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Computers

CredX.AI, Inc. is one of 1371 Computers companies tracked from MERRITT ISLAND. By capital raised it ranks in the long tail (ahead of 12% of sector peers), and in the long tail by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

ai/ml

As reported in public records reported — not modeled.

US
Jurisdiction
No revenue
Issuer revenue
Rule 506(b)
Reg D exemption
3
Investors (latest)
2024
Year incorporated
2024-03-21
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$500K$1.0M$1.5M$2.0MPre-Seed · 2024-03-21 Raised $240K (real) Modeled valuation $1.5M (est)$240K$1.5MPre-Seed2024

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Pre-Seed$240K · 2024

Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.

Modeled valuation trajectory
$1.5M
Base estimate est.
$160K
Conservative case
$5.4M
Upside case
$1.3M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Pre-Seeda round under $1.0M). Valuation is modeled from stage benchmarks scaled by the software/compute sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
18%
Dilution assumption
Implied ownership sold in the financing.
30%
Survival probability
12% low · 55% high
1.77×/yr
Annual markup
2.39×/yr upside case
2.3 yr
Elapsed time used
2.3 yr actual, capped for stale marks
software/compute
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
Avg between rounds
Capital velocity
2.3 yr
On record since
2024
First round
1
Rounds on file
How it compares to the market

Benchmarked against 1371 companies in Computers. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.1× of median
This company$240K
Sector median$1.9M
Latest round — vs other Pre-Seed rounds in sector (real $, this stage) 0.7× of median
This company$240K
Sector median$326K
Modeled value — vs sector median (estimate, all stages) 0.0× of median
This company$1.5M
Sector median$33.0M

Raised more than 12% of sector peers (real $). Modeled value above 6% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Pre-Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #44 of 63.

This companyCohort peer
$1.0M$10.0M$100.0M$100K$1.0M$10.0MCapital raised (log)Agricair, Inc. · Pre-Seed Raised $750K · modeled $14.3M (est)COMMUNITYx, inc. · Pre-Seed Raised $970K · modeled $14.2M (est)weE! Move, LLC · Pre-Seed Raised $1.6M · modeled $14.1M (est)Hds, Llc · Pre-Seed Raised $550K · modeled $11.6M (est)TRaiCE Inc. · Pre-Seed Raised $570K · modeled $10.2M (est)Matrix Rental Solutions Inc. · Pre-Seed Raised $1.1M · modeled $9.9M (est)PaySoko Systems, Inc. · Pre-Seed Raised $820K · modeled $9.6M (est)MALS Technology Inc · Pre-Seed Raised $550K · modeled $9.2M (est)National Currency Technologies, Inc. · Pre-Seed Raised $1.1M · modeled $8.8M (est)Extropolis Corp. · Pre-Seed Raised $550K · modeled $8.0M (est)Glasp Inc. · Pre-Seed Raised $400K · modeled $7.3M (est)Opio Connect, Inc. · Pre-Seed Raised $1.3M · modeled $7.2M (est)CredX.AI, Inc. (this company) Raised $240K · modeled $1.5M (est)CredX.AI, Inc.
CompanyStageRaised · realValue · estvs peer med.
Agricair, Inc.Pre-Seed$750K$14.3M4.19×
COMMUNITYx, inc.Pre-Seed$970K$14.2M4.14×
weE! Move, LLCPre-Seed$1.6M$14.1M4.14×
Hds, LlcPre-Seed$550K$11.6M3.41×
TRaiCE Inc.Pre-Seed$570K$10.2M2.98×
Matrix Rental Solutions Inc.Pre-Seed$1.1M$9.9M2.90×
PaySoko Systems, Inc.Pre-Seed$820K$9.6M2.82×
MALS Technology IncPre-Seed$550K$9.2M2.69×
National Currency Technologies, Inc.Pre-Seed$1.1M$8.8M2.58×
Extropolis Corp.Pre-Seed$550K$8.0M2.33×
Glasp Inc.Pre-Seed$400K$7.3M2.14×
Opio Connect, Inc.Pre-Seed$1.3M$7.2M2.11×
CredX.AI, Inc. this companyPre-Seed$240K$1.5M0.43×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Pre-Seed$240K2024-03-21$1.3M$1.5M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Pre-Seed$240K2024-03-21
    • First recorded raise — entered as Pre-Seed.
    • 3 investors on this round.
Intelligence
Modeled next raise
$384K
Modeled next size est.range $250K$614K
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Mario Alberto Jimenez Garate2024-03
Mauricio Frederick Lomelin2024-03
Samuel Frederick Schmidt2024-03
Registry & provenance

CredX.AI, Inc. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
2016453
SEC CIK
2024
Incorporated
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
WinMoreBD, Inc.ComputersPre-Seed$240K$729Ksame sector · same stage
Alt 5 Sigma, Inc.ComputersPre-Seed$241K$12.2Msame sector · same stage
STK Enterprises, Inc. dba LocalynxComputersPre-Seed$250K$416Ksame sector · same stage
Bklyn Bit Labs, LlcComputersPre-Seed$250K$417Ksame sector · same stage
Black Ice Data Inc.ComputersPre-Seed$250K$1.2Msame sector · same stage
Convexa Inc.ComputersPre-Seed$250K$2.5Msame sector · same stage
Corporate Risk Strategies, Inc.ComputersPre-Seed$250K$417Ksame sector · same stage
Immersed Inc.ComputersPre-Seed$250K$738Ksame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Readout AI, Inc.ComputersSeed$14.9M88%
Marvix AI, Inc.ComputersSeed$8.4M88%
Workload.ai, Inc.ComputersPre-Seed$10.6M87%
Semantic Ai, Inc.ComputersSeries A$146.2M87%
Quickcode.ai, Inc.ComputersSeed$39.8M87%
x.ai, inc.AI / MLSeries B$245.9M87%
Nowcasting.ai Inc.ComputersSeries B$125.3M86%
Nexa AI, Inc.ComputersSeries A$50.5M86%
Frequently asked
How much funding has CredX.AI, Inc. raised?
CredX.AI, Inc. has raised approximately $240K in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is CredX.AI, Inc.'s estimated valuation?
Provath's modeled valuation for CredX.AI, Inc. is approximately $1.5M (modeled range $160K–$5.4M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is CredX.AI, Inc. at?
CredX.AI, Inc.'s latest modeled financing stage is Pre-Seed. Its most recent recorded round closed around Thu Mar 21.
What does CredX.AI, Inc. do and where is it based?
CredX.AI, Inc. operates in the Computers sector, based in MERRITT ISLAND.
Explore related

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