Diligence memo · auto-generated · as of July 3, 2026
Credit Sesame, Inc.
Credit Sesame, Inc. looks fair against its niche peers and is dormant on financing cadence.
Businessfiled
Credit Sesame, Inc. operates in Fintech, based in MOUNTAIN VIEW.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Credit Sesame, Inc. has raised $45M in disclosed capital across 3 recorded rounds, aggregated from public filings. Its latest round is modeled as Series B (a $15M–$40M round).
Largest single filing: $27M on 2017-10-23.
Most recent recorded round closed around 2019-08-22.
Valuation (modeled)modeled
Provath models Credit Sesame, Inc. at approximately $416M (range $32M–$1.6B). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 0.74× the median modeled value of Series B Fintech companies in 2019–2021 (11 peers) — value vs value, same stage and era. Within the normal band (74% of peer median) for its niche.
Financing rhythm & timingmixed
Historic cadence: a new round about every 11 months.
Last raise 6.9 yr ago; this sector typically re-raises about every 12 months.
Silent for over 3× the sector's normal cadence.
The last round stepped up 2.6× from the prior — scaling.
Comparablesmixed
Capital scale ranks ahead of 96% of Fintech peers (1063 compared).
Modeled value ranks above 96% of those peers.
Closest niche peers: LEADER SKY TRADING Ltd, FairMoney, Fintual, Inc., True Payments Holdings, Warren Payments, Inc..
Peoplefiled
7 named people on file across officers, directors and signatories.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.