Companies · Investment Vehicle

CowryWise IncSummer 2018Active

EVANSTON · LA, Nigeria; LA, Nigeria · Investment Vehicle · refined from filed group “Other · founded 2018 · https://cowrywise.com

Diligence memoA one-page analyst read on CowryWise Inc — recommendation, valuation, rhythm, risks.
$6.5M
Total raised · real
2
Rounds
0.9×
Latest step-up
Top 37%
Sector rank · raised
Series A
Latest stage · inferred · Thu Jan 28 2021 00:00:00 GMT+0000 (Coordinated Universal Time)

CowryWise Inc has raised $6.5M over 2 rounds; too few niche peers to rank its valuation yet.

Synthesized from the figures below est. — every claim rests on a number shown on this page.

Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Investment Vehicle

CowryWise Inc is one of 1793 Investment Vehicle companies tracked from EVANSTON, LA, Nigeria; LA, Nigeria, on record since 2018. By capital raised it ranks mid-pack (ahead of 64% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst

Digitizing wealth management in Africa

Cowrywise is a FinTech company democratizing access to premium financial services by making these services available to the mass market cheaply. We are leveraging technology and investment management to re-imagine how financial planning, savings and investment products are delivered to people. We do this by helping our customers achieve their savings and investments goals in a simple, secure and affordable manner.

Fintechfintech
Find CowryWise Inc online

As reported in public records reported — not modeled.

NG
Jurisdiction
Rule 506(b)
Reg D exemption
14
Investors (latest)
2018
Year incorporated
2021-01-27
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$25M$50M$75M$100MSeed · 2021-01-27 Raised $3.5M (real) Modeled valuation $52M (est)$3.5M$52MSeed2021Series A · 2021-01-28 Raised $3.0M (real) Modeled valuation $38M (est)$3.0M$38MSeries A2021+$3.0MCumulative $6.5M

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Seed$3.5M · 2021
Series A$3.0M · 2021

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 67%.

Modeled valuation trajectory
$38.2M
Base estimate est.
$4.1M
Conservative case
$181.6M
Upside case
$13.6M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Series Aa $4.0M–$15M round). Valuation is modeled from stage benchmarks. Directional, not a quoted figure.

Seed · modeled $51.9M · 2021-01-272021Series A · modeled $38.2M · 2021-01-282021
Model inputs · modeled:benchmark-stage-stepup-v1
22%
Dilution assumption
Implied ownership sold in the financing.
55%
Survival probability
30% low · 75% high
1.35×/yr
Annual markup
1.70×/yr upside case
5.4 yr
Elapsed time used
5.4 yr actual, capped for stale marks
general
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
0 mo
Avg between rounds
Capital velocity
5.4 yr
On record since
2021
First round
2
Rounds on file
How it compares to the market

Benchmarked against 1793 companies in Investment Vehicle. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 2.0× above median
This company$6.5M
Sector median$3.2M
Latest round — vs other Series A rounds in sector (real $, this stage) 0.5× of median
This company$3.0M
Sector median$6.6M
Modeled value — vs sector median (estimate, all stages) 1.5× above median
This company$38.2M
Sector median$25.2M

Raised more than 64% of sector peers (real $). Modeled value above 59% of peers (estimate).

Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Seed$3.5M2021-01-27$17.3M$51.9M90%
Series A$3.0M2021-01-28$13.6M$38.2M45%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Seed$3.5M2021-01-27
    • First recorded raise — entered as Seed.
    • 14 investors on this round.
  2. Series A$3.0M2021-01-28
    • Filed alongside the prior round (same month) — likely a tranche or amendment.
    • Round roughly the size of the prior one.
Intelligence
2021 ~Q1
Modeled next raise · ~0mo cadence
$3.0M
Modeled next size est.range $3.0M$4.8M
0.9×
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Edward Popoola2021-01
Johan Bosini2021-01
Razaq Ahmed2021-01
Registry & provenance

CowryWise Inc is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
NG
Jurisdiction
1845333
SEC CIK
2018
Incorporated
Frequently asked
How much funding has CowryWise Inc raised?
CowryWise Inc has raised approximately $6.5M in disclosed capital across 2 recorded financing rounds, aggregated from public filings.
What is CowryWise Inc's estimated valuation?
Provath's modeled valuation for CowryWise Inc is approximately $38.2M (modeled range $4.1M–$181.6M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is CowryWise Inc at?
CowryWise Inc's latest modeled financing stage is Series A. Its most recent recorded round closed around Thu Jan 28.
What does CowryWise Inc do and where is it based?
CowryWise Inc operates in the Investment Vehicle sector, based in EVANSTON, LA, Nigeria; LA, Nigeria. Digitizing wealth management in Africa
Explore related

See where CowryWise Inc sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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