Diligence memo · auto-generated · as of July 2, 2026

Collective Wealth, Llc

Collective Wealth, Llc looks under-valued against its niche peers and is at-risk on financing cadence.

WatchOverdue for a raise versus sector cadence — could be a bridge, a down round, or distress. Watch for the next filing.

Businessfiled

Collective Wealth, Llc operates in Fintech, based in DAYTON.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

Collective Wealth, Llc has raised $400K in disclosed capital across 1 recorded round, aggregated from public filings. Its latest round is modeled as Pre-Seed (a round under $1.0M).

Largest single filing: $400K on 2024-03-07.

Most recent recorded round closed around 2024-03-07.

Valuation (modeled)modeled

Provath models Collective Wealth, Llc at approximately $2.3M (range $256K–$8.5M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Under-valued. Modeled value is 0.36× the median modeled value of Pre-Seed Fintech companies in 2022–2024 (31 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Last raise 2.3 yr ago; this sector typically re-raises about every 12 months.

Past due for a raise versus sector cadence — watch for distress or a bridge.

Comparablesmixed

Capital scale ranks ahead of 69% of Fintech peers (1063 compared).

Modeled value ranks above 67% of those peers.

Closest niche peers: MoneyHash, Nexta, Sava, Exponent Wealth Inc., Anchor.

Peoplefiled

1 named person on file across officers, directors and signatories.

Risks & flagsmixed

Overdue for a raise versus sector norm — distress or bridge risk.

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.