Companies · Other

Collective Financial Services Inc.

SAN FRANCISCO · Other

Diligence memoA one-page analyst read on Collective Financial Services Inc. — recommendation, valuation, rhythm, risks.
$8.8M
Total raised · real
3
Rounds
0.2×
Latest step-up
Top 26%
Sector rank · raised
Series A
Latest stage · inferred · Thu Dec 28 2023 00:00:00 GMT+0000 (Coordinated Universal Time)

Collective Financial Services Inc. looks under-valued against its niche peers and is at-risk on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Under-valued
  • Modeled value is 0.03× the median modeled value of Series A Other companies in 2022–2024 (1135 peers) — value vs value, same stage and era.
At-risk
  • Last raise 2.5 yr ago; this sector typically re-raises about every 11 months.
  • Past due for a raise versus sector cadence — watch for distress or a bridge.
Leadership

No named principal in this company's public records yet — see all operators below.

Explore how these operators interlock with other companies in the operator network.

Where it sits in Other

Collective Financial Services Inc. is one of 25008 Other companies tracked from SAN FRANCISCO. By capital raised it ranks in the upper tier (ahead of 75% of sector peers), and in the long tail by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

As reported in public records reported — not modeled.

US
Jurisdiction
Rule 506(b)
Reg D exemption
3
Investors (latest)
2023-12-28
First sale
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$50M$100M$150M$200MSeries A · 2020-10-21 Raised $7.4M (real) Modeled valuation $102M (est)$7.4M$102MSeries A2020Series A · 2023-06-28 Raised $1.2M (real) Modeled valuation $7.4M (est)$1.2M$7.4MSeries A2023Series A · 2023-12-28 Raised $200K (real) Modeled valuation $1.1M (est)$200K$1.1MSeries A2023+$1.2M+$200KCumulative $8.8M

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Series A$7.4M · 2020
Series A extension$1.2M · 2023
Series A extension$200K · 2023

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed, Seed — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 33%.

Modeled valuation trajectory
$1.1M
Base estimate est.
$273K
Conservative case
$2.6M
Upside case
$909K
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Series Aa $4.0M–$15M round). Valuation is modeled from stage benchmarks. Directional, not a quoted figure.

Series A · modeled $102.0M · 2020-10-212020Series A · modeled $7.4M · 2023-06-28Series A · modeled $1.1M · 2023-12-282023
Model inputs · modeled:benchmark-stage-stepup-v1
22%
Dilution assumption
Implied ownership sold in the financing.
55%
Survival probability
30% low · 75% high
1.35×/yr
Annual markup
1.70×/yr upside case
2.5 yr
Elapsed time used
2.5 yr actual, capped for stale marks
general
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
19 mo
Avg between rounds
$2.8M/yr
Capital velocity
5.7 yr
On record since
2020
First round
3
Rounds on file
How it compares to the market

Benchmarked against 25008 companies in Other. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 4.3× above median
This company$8.8M
Sector median$2.0M
Latest round — vs other Series A rounds in sector (real $, this stage) 0.0× of median
This company$200K
Sector median$5.7M
Modeled value — vs sector median (estimate, all stages) 0.1× of median
This company$1.1M
Sector median$17.7M

Raised more than 75% of sector peers (real $). Modeled value above 6% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Series A) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #1126 of 1,135.

This companyCohort peer
$100K$1.0M$10.0M$100.0M$1.0B$1.0M$10.0M$100.0MCapital raised (log)Ness Well, Inc. · Series A Raised $14.9M · modeled $142.4M (est)Quantori, Inc. · Series A Raised $15.0M · modeled $138.5M (est)Applause Network TV, Inc. · Series A Raised $15.0M · modeled $135.0M (est)Qquv Investments 5, Llc · Series A Raised $15.0M · modeled $135.0M (est)Trustworthy Co · Series A Raised $15.5M · modeled $134.2M (est)DigniFi Holding, Inc. · Series A Raised $24.3M · modeled $133.9M (est)Proventures Capital, Inc. · Series A Raised $14.7M · modeled $132.9M (est)Zenledger, Inc. · Series A Raised $21.6M · modeled $132.0M (est)Gridwise, Inc. · Series A Raised $20.4M · modeled $131.7M (est)Aztec Broadway Ltd Liability Co · Series A Raised $14.0M · modeled $127.6M (est)KABR Jamaica SPE LLC · Series A Raised $14.7M · modeled $126.8M (est)Harmony Musical LLC · Series A Raised $15.0M · modeled $126.2M (est)Collective Financial Services Inc. (this company) Raised $8.8M · modeled $1.1M (est)Collective Financial Services Inc.
CompanyStageRaised · realValue · estvs peer med.
Ness Well, Inc.Series A$14.9M$142.4M3.67×
Quantori, Inc.Series A$15.0M$138.5M3.57×
Applause Network TV, Inc.Series A$15.0M$135.0M3.48×
Qquv Investments 5, LlcSeries A$15.0M$135.0M3.48×
Trustworthy CoSeries A$15.5M$134.2M3.46×
DigniFi Holding, Inc.Series A$24.3M$133.9M3.45×
Proventures Capital, Inc.Series A$14.7M$132.9M3.42×
Zenledger, Inc.Series A$21.6M$132.0M3.40×
Gridwise, Inc.Series A$20.4M$131.7M3.39×
Aztec Broadway Ltd Liability CoSeries A$14.0M$127.6M3.29×
KABR Jamaica SPE LLCSeries A$14.7M$126.8M3.26×
Harmony Musical LLCSeries A$15.0M$126.2M3.25×
Collective Financial Services Inc. this companySeries A$8.8M$1.1M0.03×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Series A$7.4M2020-10-21$33.6M$102.0M90%
Series A$1.2M2023-06-28$5.5M$7.4M90%
Series A$200K2023-12-28$909K$1.1M90%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Series A$7.4M2020-10-21
    • First recorded raise — entered as Series A.
    • 9 investors on this round.
  2. Series A$1.2M2023-06-28
    • Raised again after 32 mo — slower than the ~11 mo sector norm.
    • Round 6.2× smaller than the prior — bridge or down round.
    • 4 investors on this round.
  3. Series A$200K2023-12-28
    • Came back fast: 6 mo vs the ~11 mo sector norm.
    • Round 6.0× smaller than the prior — bridge or down round.
    • 3 investors on this round.
Intelligence
2025 ~Q3
Modeled next raise · ~19mo cadence
$200K
Modeled next size est.range $200K$320K
0.2×
Last step-up
$2.8M/yr
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Key people & operators

Officers, directors and promoters named in this company's public recordsreported — the people who run it (not its investors). "Also runs" counts come from name-matching across all records, so verify before acting.

PersonRoleAlso runsTied since
Christopher Philip Lotz2020-10
Daniel Joseph Di Spaltro2020-10
Eric Joseph Kim2020-10
Registry & provenance

Collective Financial Services Inc. is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
1830616
SEC CIK
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Bare Knuckle Fighting Championship IncOtherSeries A$9.6M$1.1Msame sector · same stage
Altus Solutions, Inc.OtherSeries A$10.2M$1.1Msame sector · same stage
ESGL Holdings LtdOtherSeries A$6.8M$1.2Msame sector · same stage
Canopy Holdings, LLCOtherSeries A$6.2M$1.2Msame sector · same stage
SK Cobra Holdings, LPOtherSeries A$14.1M$1.2Msame sector · same stage
EdenGrene, Inc.OtherSeries A$14.3M$1.0Msame sector · same stage
Talisker Resources Ltd.OtherSeries A$14.8M$1.1Msame sector · same stage
Cumberland Additive Holdings, LlcOtherSeries A$20.5M$947Ksame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Collective Liquidity, Inc.OtherPre-Seed$2.7M92%
Collective Wealth, LlcFintechPre-Seed$2.3M87%
Collective2 Holdings LLCOtherSeries A$15.9M85%
Collective Innovation, Inc.OtherPre-Seed$2.9M83%
NEIGHBORHOOD FINANCE CorpOtherSeries B$9.6M83%
Sb Financial Group, Inc.OtherPre-Seed$3.2M83%
Bolt Financial, Inc.OtherSeries D+$3.5B83%
Stacked Finance CorpOtherSeries B$341.0M83%
Frequently asked
How much funding has Collective Financial Services Inc. raised?
Collective Financial Services Inc. has raised approximately $8.8M in disclosed capital across 3 recorded financing rounds, aggregated from public filings.
What is Collective Financial Services Inc.'s estimated valuation?
Provath's modeled valuation for Collective Financial Services Inc. is approximately $1.1M (modeled range $273K–$2.6M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Collective Financial Services Inc. at?
Collective Financial Services Inc.'s latest modeled financing stage is Series A. Its most recent recorded round closed around Thu Dec 28.
What does Collective Financial Services Inc. do and where is it based?
Collective Financial Services Inc. operates in the Other sector, based in SAN FRANCISCO.
Explore related

See where Collective Financial Services Inc. sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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