Diligence memo · auto-generated · as of July 2, 2026
Chime Financial, Inc.
Chime Financial, Inc. looks fair against its niche peers and is dormant on financing cadence.
Businessfiled
Chime Financial, Inc. operates in Other Technology, based in SAN FRANCISCO.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Chime Financial, Inc. has raised $2.3B in disclosed capital across 3 recorded rounds, aggregated from public filings. Its latest round is modeled as Growth/Late (a round over $400M).
Largest single filing: $1.1B on 2021-08-06.
Most recent recorded round closed around 2021-08-06.
Valuation (modeled)modeled
Provath models Chime Financial, Inc. at approximately $28.3B (range $8.4B–$46.5B). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 1.00× the median modeled value of Growth/Late Other Technology companies in 2019–2021 (27 peers) — value vs value, same stage and era. Within the normal band (100% of peer median) for its niche.
Financing rhythm & timingmixed
Historic cadence: a new round about every 4 months.
Last raise 4.9 yr ago; this sector typically re-raises about every 13 months.
Silent for over 3× the sector's normal cadence.
The last round was 1.9× smaller than the prior — a bridge or down round.
Comparablesmixed
Capital scale ranks ahead of 100% of Other Technology peers (21302 compared).
Modeled value ranks above 100% of those peers.
Closest niche peers: GM Cruise Holdings LLC, Bp Sun, Inc., M. ii. M. i, INC., Sharif Da'Mani, INC., Masiyah ConnectWorks, Inc..
Peoplefiled
9 named people on file across officers, directors and signatories.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.