Companies · Fintech

CauridorNew on the radar

Africa · Fintech

Diligence memoA one-page analyst read on Cauridor — recommendation, valuation, rhythm, risks.
$3.5M
Total raised · real
1
Rounds
Latest step-up
Top 20%
Sector rank · raised
Seed
Latest stage · inferred · Thu Feb 06 2025 00:00:00 GMT+0000 (Coordinated Universal Time)

Cauridor looks over-valued against its niche peers and is quiet on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Over-valued
  • Modeled value is 2.20× the median modeled value of Seed Fintech companies in 2025–2027 (11 peers) — value vs value, same stage and era.
Quiet
  • Last raise 17 mo ago; this sector typically re-raises about every 12 months.
  • Slightly overdue versus sector cadence.
Where it sits in Fintech

Cauridor is one of 1063 Fintech companies tracked from Africa. By capital raised it ranks in the upper tier (ahead of 81% of sector peers), and in the upper tier by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

Ivorian fintech startup Cauridor, which is utilising a hybrid approach to payments that blends digital infrastructure with cash networks, has raised a US$3.5 million seed round of funding to boost its growth, strengthen its payment rails, and move into new markets.

Ivorian fintech startup Cauridor, which is utilising a hybrid approach to payments that blends digital infrastructure with cash networks, has raised a US$3.5 million seed round of funding to boost its growth, strengthen its payment rails, and move into new markets.

fintech

As reported in public records reported — not modeled.

CI
Jurisdiction
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$5.0M$10M$15M$20MSeed · 2025-02-06 Raised $3.5M (real) Modeled valuation $13M (est)$3.5M$13MSeed2025

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Seed$3.5M · 2025

Stages are modeled from round size (public records carry no series label). No record for: Pre-Seed — the company may have raised it under a different exemption, merged it into an adjacent record, or skipped it. Sequence completeness: 50%.

Modeled valuation trajectory
$13.2M
Base estimate est.
$3.0M
Conservative case
$29.9M
Upside case
$17.5M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Seeda $1.0M–$4.0M round). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
20%
Dilution assumption
Implied ownership sold in the financing.
38%
Survival probability
17% low · 60% high
1.62×/yr
Annual markup
2.13×/yr upside case
1.4 yr
Elapsed time used
1.4 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
Avg between rounds
Capital velocity
1.4 yr
On record since
2025
First round
New
First-time filer
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.8× of median
This company$3.5M
Sector median$4.3M
Latest round — vs other Seed rounds in sector (real $, this stage) 1.8× above median
This company$3.5M
Sector median$2.0M
Modeled value — vs sector median (estimate, all stages) 0.3× of median
This company$13.2M
Sector median$45.0M

Raised more than 81% of sector peers (real $). Modeled value above 75% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #3 of 11.

This companyCohort peer
$100K$1.0M$10.0M$100.0M$10K$100K$1.0M$10.0M$100.0MCapital raised (log)Affinity Africa · Seed Raised $8.0M · modeled $30.0M (est)PayTic · Seed Raised $4.0M · modeled $13.9M (est)Happy Pay · Seed Raised $5.0M · modeled $11.0M (est)Munify · Seed Raised $3.0M · modeled $8.6M (est)Accrue · Seed Raised $1.6M · modeled $6.0M (est)Canter Wealth Holdco, LLC · Seed Raised $1.8M · modeled $4.8M (est)Kayko · Seed Raised $1.2M · modeled $3.0M (est)INVIA · Seed Raised $1.2M · modeled $2.5M (est)Low Tide Private Lending, LLC · Seed Raised $6.2M · modeled $1.0M (est)Hizo · Seed Raised $100K · modeled $315K (est)Cauridor (this company) Raised $3.5M · modeled $13.2M (est)Cauridor
CompanyStageRaised · realValue · estvs peer med.
Affinity AfricaSeed$8.0M$30.0M4.98×
PayTicSeed$4.0M$13.9M2.31×
Cauridor this companySeed$3.5M$13.2M2.20×
Happy PaySeed$5.0M$11.0M1.82×
MunifySeed$3.0M$8.6M1.43×
AccrueSeed$1.6M$6.0M1.00×
Canter Wealth Holdco, LLCSeed$1.8M$4.8M0.80×
KaykoSeed$1.2M$3.0M0.49×
INVIASeed$1.2M$2.5M0.42×
Low Tide Private Lending, LLCSeed$6.2M$1.0M0.17×
HizoSeed$100K$315K0.05×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Seed$3.5M2025-02-06$17.5M$13.2M45%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Seed$3.5M2025-02-06
    • First recorded raise — entered as Seed.
Intelligence
Modeled next raise
$5.6M
Modeled next size est.range $3.6M$9.0M
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Registry & provenance

Cauridor is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
CI
Jurisdiction
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
MNZLFintechSeed$3.5M$18.9Msame sector · same stage
Healia, Inc.FintechSeed$3.5M$20.9Msame sector · same stage
Pay-i IncFintechSeed$3.3M$17.9Msame sector · same stage
Future FinTech Group Inc.FintechSeed$3.2M$7.1Msame sector · same stage
Eaglestone Tax & Wealth Advisors, Inc.FintechSeed$4.0M$20.2Msame sector · same stage
PayTicFintechSeed$4.0M$13.9Msame sector · same stage
Talli Digital Payments, Inc.FintechSeed$4.0M$18.9Msame sector · same stage
ZealFintechSeed$4.0M$25.0Msame sector · same stage
Frequently asked
How much funding has Cauridor raised?
Cauridor has raised approximately $3.5M in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is Cauridor's estimated valuation?
Provath's modeled valuation for Cauridor is approximately $13.2M (modeled range $3.0M–$29.9M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Cauridor at?
Cauridor's latest modeled financing stage is Seed. Its most recent recorded round closed around Thu Feb 06.
What does Cauridor do and where is it based?
Cauridor operates in the Fintech sector, based in Africa. Ivorian fintech startup Cauridor, which is utilising a hybrid approach to payments that blends digital infrastructure with cash networks, has raised a US$3.5 million seed round of funding to boost its growth, strengthen its payment rails, and move into new markets.
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