Diligence memo · auto-generated · as of July 2, 2026

Cato Digital, Inc.

Cato Digital, Inc. looks over-valued against its niche peers and is at-risk on financing cadence.

WatchOverdue for a raise versus sector cadence — could be a bridge, a down round, or distress. Watch for the next filing.

Businessfiled

Cato Digital, Inc. operates in Software / Tech, based in MILPITAS.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

Cato Digital, Inc. has raised $28M in disclosed capital across 6 recorded rounds, aggregated from public filings. Its latest round is modeled as Series A (a $4.0M–$15M round).

Largest single filing: $8.7M on 2023-03-20.

Most recent recorded round closed around 2023-03-20.

Valuation (modeled)modeled

Provath models Cato Digital, Inc. at approximately $81M (range $12M–$235M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Over-valued. Modeled value is 1.60× the median modeled value of Series A Software / Tech companies in 2022–2024 (413 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Historic cadence: a new round about every 15 months.

Last raise 3.3 yr ago; this sector typically re-raises about every 13 months.

Past due for a raise versus sector cadence — watch for distress or a bridge.

The last round stepped up 1.0× from the prior — scaling.

Comparablesmixed

Capital scale ranks ahead of 84% of Software / Tech peers (3920 compared).

Modeled value ranks above 67% of those peers.

Closest niche peers: Solidblock Holdings LLC Detox Digital Series, inFeedo Tech Inc., Red Leader Technologies, Inc., Mocha Technologies Inc., Isometric Technologies Inc..

Peoplefiled

15 named people on file across officers, directors and signatories.

Risks & flagsmixed

Overdue for a raise versus sector norm — distress or bridge risk.

Modeled above niche peers — valuation risk on entry.

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.