Companies · Fintech

BridgecardSummer 2022Inactive

Lagos · LA, Nigeria · Fintech · founded 2022 · https://bridgecard.cards

Diligence memoA one-page analyst read on Bridgecard — recommendation, valuation, rhythm, risks.
$440K
Total raised · real
1
Rounds
Latest step-up
Top 32%
Sector rank · raised
Pre-Seed
Latest stage · inferred · Mon May 16 2022 00:00:00 GMT+0000 (Coordinated Universal Time)

Bridgecard looks fair against its niche peers and is dormant on financing cadence.

Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.

Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.

Fair
  • Modeled value is 1.08× the median modeled value of Pre-Seed Fintech companies in 2022–2024 (31 peers) — value vs value, same stage and era.
  • Within the normal band (108% of peer median) for its niche.
Dormant
  • Last raise 4.1 yr ago; this sector typically re-raises about every 12 months.
  • Only one round on record and long silent — often defunct, acquired, or gone quiet.
Where it sits in Fintech

Bridgecard is one of 1063 Fintech companies tracked from Lagos, LA, Nigeria, on record since 2022. By capital raised it ranks mid-pack (ahead of 69% of sector peers), and in the upper tier by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst

Card issuer for Africa

Bridgecard makes it easy for fintechs to issue MasterCard or Visa cards that work anywhere in the world. We provide easy-to-integrate APIs to issue virtual and physical cards and we can get you started in weeks instead of months. For nearly three years, we’ve supported Africa’s top startups with stable, high-growth card solutions. Thanks to our stability, over 50% of our clients have grown their volumes by more than 5X within 6 months. Our commitment is to deliver great cards that work, provide reliable support, and unbeatable uptime so that your users can be satisfied.

APIB2BBanking as a ServiceFintechPayments
Find Bridgecard online

As reported in public records reported — not modeled.

NG
Jurisdiction
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

Amount raised · realModeled valuation · estCumulative funded · real
$0$2.5M$5.0M$7.5M$10MPre-Seed · 2022-05-16 Raised $440K (real) Modeled valuation $6.9M (est)$440K$6.9MPre-Seed2022

The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.

Financing ladder & sequence gaps
Pre-Seed$440K · 2022

Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.

Modeled valuation trajectory
$6.9M
Base estimate est.
$282K
Conservative case
$44.0M
Upside case
$2.4M
Modeled post-money

Round size and date are reported; the stage label is inferred from round size (latest is Pre-Seeda round under $1.0M). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Model inputs · modeled:benchmark-stage-stepup-v1
18%
Dilution assumption
Implied ownership sold in the financing.
29%
Survival probability
12% low · 53% high
1.74×/yr
Annual markup
2.35×/yr upside case
4.1 yr
Elapsed time used
4.1 yr actual, capped for stale marks
fintech
Sector profile
Adjusts growth and survival by industry.
Financing rhythm
Avg between rounds
Capital velocity
4.1 yr
On record since
2022
First round
1
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages) 0.1× of median
This company$440K
Sector median$4.3M
Latest round — vs other Pre-Seed rounds in sector (real $, this stage) 0.8× of median
This company$440K
Sector median$550K
Modeled value — vs sector median (estimate, all stages) 0.2× of median
This company$6.9M
Sector median$45.0M

Raised more than 69% of sector peers (real $). Modeled value above 70% of peers (estimate).

Niche peers — same stage & era

A tighter cohort than the sector chart above — only companies at the same stage (Pre-Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #15 of 31.

This companyCohort peer
$1.0M$10.0M$100.0M$100K$1.0M$10.0MCapital raised (log)MoneyHash · Pre-Seed Raised $3.0M · modeled $53.5M (est)Nexta · Pre-Seed Raised $2.2M · modeled $37.7M (est)Sava · Pre-Seed Raised $1.8M · modeled $26.0M (est)Exponent Wealth Inc. · Pre-Seed Raised $900K · modeled $13.4M (est)Anchor · Pre-Seed Raised $1.0M · modeled $13.2M (est)Exits.me · Pre-Seed Raised $1.0M · modeled $12.8M (est)Lipa Payments · Pre-Seed Raised $660K · modeled $11.6M (est)Buoy Pay Inc. · Pre-Seed Raised $634K · modeled $9.9M (est)Buoy Pay I, LLC · Pre-Seed Raised $620K · modeled $9.7M (est)Zofi Cash · Pre-Seed Raised $1.0M · modeled $8.8M (est)SETTLE · Pre-Seed Raised $2.0M · modeled $8.4M (est)Syarpa · Pre-Seed Raised $500K · modeled $8.1M (est)Bridgecard (this company) Raised $440K · modeled $6.9M (est)Bridgecard
CompanyStageRaised · realValue · estvs peer med.
MoneyHashPre-Seed$3.0M$53.5M8.45×
NextaPre-Seed$2.2M$37.7M5.95×
SavaPre-Seed$1.8M$26.0M4.11×
Exponent Wealth Inc.Pre-Seed$900K$13.4M2.12×
AnchorPre-Seed$1.0M$13.2M2.09×
Exits.mePre-Seed$1.0M$12.8M2.02×
Lipa PaymentsPre-Seed$660K$11.6M1.83×
Buoy Pay Inc.Pre-Seed$634K$9.9M1.57×
Buoy Pay I, LLCPre-Seed$620K$9.7M1.53×
Zofi CashPre-Seed$1.0M$8.8M1.39×
SETTLEPre-Seed$2.0M$8.4M1.33×
SyarpaPre-Seed$500K$8.1M1.27×
Bridgecard this companyPre-Seed$440K$6.9M1.08×
Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
Pre-Seed$440K2022-05-16$2.4M$6.9M45%
What happened at each round

Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.

  1. Pre-Seed$440K2022-05-16
    • First recorded raise — entered as Pre-Seed.
Intelligence
Modeled next raise
$704K
Modeled next size est.range $458K$1.1M
Last step-up
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Registry & provenance

Bridgecard is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
NG
Jurisdiction
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
Fence Street Trading LLCFintechPre-Seed$432K$4.6Msame sector · same stage
Hc Lending LlcFintechPre-Seed$450K$1.2Msame sector · same stage
Cinergy Wealth LLCFintechPre-Seed$400K$1.0Msame sector · same stage
Collective Wealth, LlcFintechPre-Seed$400K$2.3Msame sector · same stage
Verde Fintech, Inc.FintechPre-Seed$400K$6.3Msame sector · same stage
Bayside CreditFintechPre-Seed$489K$12.7Msame sector · same stage
Allison Fintech CoFintechPre-Seed$500K$5.1Msame sector · same stage
Stream Pay Platforms Africa Inc.FintechPre-Seed$500K$1.2Msame sector · same stage
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Miden
Card issuer processor and banking stack for businesses in Sub-…
Fintech79%
GoCardless
We’re building the world’s bank payment network.
Fintech79%
Karbon Card
Corporate Card solution for Indian businesses
Fintech78%
Agentcard
debit cards for AI agents.
Fintech77%
Pier
Stripe for Credit - Trusted Credit Compliance Partner
Fintech77%
Paystack, Inc.
Modern payments infrastructure for Africa
FintechSeries A$292.6M76%
Sunlight
The Universal Card-On-File API
Fintech76%
Bridge Financial Technology Inc.FintechSeed$9.6M76%
Frequently asked
How much funding has Bridgecard raised?
Bridgecard has raised approximately $440K in disclosed capital across 1 recorded financing round, aggregated from public filings.
What is Bridgecard's estimated valuation?
Provath's modeled valuation for Bridgecard is approximately $6.9M (modeled range $282K–$44.0M). This is an algorithmic estimate derived from round sizes and same-niche peers — not a quoted or reported figure.
What funding stage is Bridgecard at?
Bridgecard's latest modeled financing stage is Pre-Seed. Its most recent recorded round closed around Mon May 16.
What does Bridgecard do and where is it based?
Bridgecard operates in the Fintech sector, based in Lagos, LA, Nigeria. Card issuer for Africa
Explore related

See where Bridgecard sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

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