Companies · Fintech
Lagos · LA, Nigeria · Fintech · founded 2022 · https://bridgecard.cards
Diligence memoA one-page analyst read on Bridgecard — recommendation, valuation, rhythm, risks.→Bridgecard looks fair against its niche peers and is dormant on financing cadence.
Synthesized from the figures below est. — every claim rests on a number shown on this page. Valuation uses the fintech sector profile.
Analyst read est. — computed against this company's niche peers in the same era. Inputs shown; not a quoted figure.
Bridgecard is one of 1063 Fintech companies tracked from Lagos, LA, Nigeria, on record since 2022. By capital raised it ranks mid-pack (ahead of 69% of sector peers), and in the upper tier by modeled valuation est..
Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.
AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%
operates a technology-led product inferred from public copy
Grounded in: “You are a venture analyst”
Card issuer for Africa
Bridgecard makes it easy for fintechs to issue MasterCard or Visa cards that work anywhere in the world. We provide easy-to-integrate APIs to issue virtual and physical cards and we can get you started in weeks instead of months. For nearly three years, we’ve supported Africa’s top startups with stable, high-growth card solutions. Thanks to our stability, over 50% of our clients have grown their volumes by more than 5X within 6 months. Our commitment is to deliver great cards that work, provide reliable support, and unbeatable uptime so that your users can be satisfied.
As reported in public records reported — not modeled.
Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.
The line shows cumulative reported funding over the period; + labels show new capital added between points when there is room. Toggle on-bar figures, plus the niche-peer and market averages, to read this company against its cohort. Benchmarks are modeled medians.
Stages are modeled from round size (public records carry no series label). Ladder is contiguous — every modeled rung has a record.
Round size and date are reported; the stage label is inferred from round size (latest is Pre-Seed — a round under $1.0M). Valuation is modeled from stage benchmarks scaled by the fintech sector profile. Directional, not a quoted figure.
Not enough modeled valuation points to chart a trajectory.
Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.
Raised more than 69% of sector peers (real $). Modeled value above 70% of peers (estimate).
A tighter cohort than the sector chart above — only companies at the same stage (Pre-Seed) that last raised in the same ~3-year era, ranked by modeled value est. (not money raised). This is the exact set the analyst read compares against, so a like-for-like cohort is what makes "over/under-valued" meaningful. This company ranks #15 of 31.
| Company | Stage | Raised · real | Value · est | vs peer med. |
|---|---|---|---|---|
| MoneyHash | Pre-Seed | $3.0M | $53.5M | 8.45× |
| Nexta | Pre-Seed | $2.2M | $37.7M | 5.95× |
| Sava | Pre-Seed | $1.8M | $26.0M | 4.11× |
| Exponent Wealth Inc. | Pre-Seed | $900K | $13.4M | 2.12× |
| Anchor | Pre-Seed | $1.0M | $13.2M | 2.09× |
| Exits.me | Pre-Seed | $1.0M | $12.8M | 2.02× |
| Lipa Payments | Pre-Seed | $660K | $11.6M | 1.83× |
| Buoy Pay Inc. | Pre-Seed | $634K | $9.9M | 1.57× |
| Buoy Pay I, LLC | Pre-Seed | $620K | $9.7M | 1.53× |
| Zofi Cash | Pre-Seed | $1.0M | $8.8M | 1.39× |
| SETTLE | Pre-Seed | $2.0M | $8.4M | 1.33× |
| Syarpa | Pre-Seed | $500K | $8.1M | 1.27× |
| Bridgecard this company | Pre-Seed | $440K | $6.9M | 1.08× |
Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.
| Stage | Amount · real | Announced | Post-money · est | Value · est | Conf. |
|---|---|---|---|---|---|
| Pre-Seed | $440K | 2022-05-16 | $2.4M | $6.9M | 45% |
Step-up, pace versus the sector's normal cadence, and revenue/exemption moves — read straight from the reported round facts reported.
Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.
Bridgecard is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.
Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.
| Company | Sector | Stage | Raised · real | Value · est | Why similar |
|---|---|---|---|---|---|
| Fence Street Trading LLC | Fintech | Pre-Seed | $432K | $4.6M | same sector · same stage |
| Hc Lending Llc | Fintech | Pre-Seed | $450K | $1.2M | same sector · same stage |
| Cinergy Wealth LLC | Fintech | Pre-Seed | $400K | $1.0M | same sector · same stage |
| Collective Wealth, Llc | Fintech | Pre-Seed | $400K | $2.3M | same sector · same stage |
| Verde Fintech, Inc. | Fintech | Pre-Seed | $400K | $6.3M | same sector · same stage |
| Bayside Credit | Fintech | Pre-Seed | $489K | $12.7M | same sector · same stage |
| Allison Fintech Co | Fintech | Pre-Seed | $500K | $5.1M | same sector · same stage |
| Stream Pay Platforms Africa Inc. | Fintech | Pre-Seed | $500K | $1.2M | same sector · same stage |
Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.
| Company | Sector | Stage | Value · est | Match |
|---|---|---|---|---|
| Miden Card issuer processor and banking stack for businesses in Sub-… | Fintech | — | — | 79% |
| GoCardless We’re building the world’s bank payment network. | Fintech | — | — | 79% |
| Karbon Card Corporate Card solution for Indian businesses | Fintech | — | — | 78% |
| Agentcard debit cards for AI agents. | Fintech | — | — | 77% |
| Pier Stripe for Credit - Trusted Credit Compliance Partner | Fintech | — | — | 77% |
| Paystack, Inc. Modern payments infrastructure for Africa | Fintech | Series A | $292.6M | 76% |
| Sunlight The Universal Card-On-File API | Fintech | — | — | 76% |
| Bridge Financial Technology Inc. | Fintech | Seed | $9.6M | 76% |
See where Bridgecard sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.
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