Diligence memo · auto-generated · as of July 2, 2026
Betterment Holdings, Inc.
Betterment Holdings, Inc. looks fair against its niche peers and is dormant on financing cadence.
Businessfiled
Betterment Holdings, Inc. operates in Other Technology, based in NEW YORK.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Betterment Holdings, Inc. has raised $130M in disclosed capital across 2 recorded rounds, aggregated from public filings. Its latest round is modeled as Series C (a $40M–$100M round).
Largest single filing: $70M on 2017-08-23.
Most recent recorded round closed around 2021-09-24.
Valuation (modeled)modeled
Provath models Betterment Holdings, Inc. at approximately $1.3B (range $227M–$2.9B). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 0.90× the median modeled value of Series C Other Technology companies in 2019–2021 (203 peers) — value vs value, same stage and era. Within the normal band (90% of peer median) for its niche.
Financing rhythm & timingmixed
Historic cadence: a new round about every 49 months.
Last raise 4.8 yr ago; this sector typically re-raises about every 13 months.
Silent for over 3× the sector's normal cadence.
The last round was 1.2× smaller than the prior — a bridge or down round.
Comparablesmixed
Capital scale ranks ahead of 98% of Other Technology peers (21302 compared).
Modeled value ranks above 97% of those peers.
Closest niche peers: Aldol, Mark Miner,INC, Aoex, Llc, aidol, LLC, vtoken, llc.
Peoplefiled
14 named people on file across officers, directors and signatories.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.