Companies · Fintech

BalanceSummer 2020Active

San Francisco · CA, USA · Fintech · founded 2020 · https://www.getbalance.com

Diligence memoA one-page analyst read on Balance — recommendation, valuation, rhythm, risks.→
—
Total raised · real
0
Rounds
—
Latest step-up
Top 35%
Sector rank · raised
—
Latest stage · inferred

Balance: limited disclosed financing to assess.

Synthesized from the figures below est. — every claim rests on a number shown on this page.

Where it sits in Fintech

Balance is one of 1063 Fintech companies tracked from San Francisco, CA, USA, on record since 2020. By capital raised it ranks mid-pack (ahead of 66% of sector peers), and mid-pack by modeled valuation est..

Ranking is computed against this company's own sector cohort — reported capital is fact; valuation tiers are modeled.

AI analyst read est. — model-extracted from this company's public description, not a verified fact. 30%

operates a technology-led product inferred from public copy

Grounded in: “You are a venture analyst”

The first digital payment experience company, built for B2B.

Balance is the easiest way for B2B marketplaces, merchants, and service providers to process payments online. We raised our last funding round from Lightspeed, Stripe, and Max Levchin to build 'Stripe for B2B'. Balance offers the first business checkout, enabling business customers to pay How they want (check, card, bank) and When they want (net terms, payment plans, invoice payments). this is achieved while the seller receives the funds instantly and easily like card payment.

B2BPaymentsfintech
Find Balance online

As reported in public records reported — not modeled.

US
Jurisdiction
Amount raised vs valuation, by round

Solid bars are reported offering amounts reported; hatched bars are the modeled post-money valuation est. — both on one shared scale so you can read raise-vs-worth at each round directly. Use the toggles to overlay data labels and the niche-peer / market average value lines.

No round amounts on record to chart.

Financing ladder & sequence gaps

No staged rounds to sequence.

Modeled valuation trajectory
—
Base estimate est.
—
Conservative case
—
Upside case
—
Modeled post-money

Round size and date are reported; the stage label is inferred from round size. Valuation is modeled from stage benchmarks. Directional, not a quoted figure.

Not enough modeled valuation points to chart a trajectory.

Financing rhythm
—
Avg between rounds
—
Capital velocity
—
On record since
—
First round
0
Rounds on file
How it compares to the market

Benchmarked against 1063 companies in Fintech. Each bar is a median (the middle company, not an average — outliers don't skew it). Two yardsticks: real money raised (reported on Form D) and modeled value (our estimate est.). These are whole-sector medians across all stages, except the per-stage row.

Total raised — vs sector median (real $, all stages)
This company—
Sector median$4.3M
Modeled value — vs sector median (estimate, all stages)
This company—
Sector median$45.1M

Raised more than 66% of sector peers (real $). Modeled value above 66% of peers (estimate).

Full financing history

Stage is inferred from round size est., not reported on the filing — a round's dollar size maps to a bucket: Pre-Seed <$1.0M · Seed $1.0M–$4.0M · Series A $4.0M–$15M · Series B $15M–$40M · Series C $40M–$100M · Series D+ $100M–$400M · Growth/Late >$400M.

StageAmount · realAnnouncedPost-money · estValue · estConf.
No rounds recorded.
Intelligence
—
Modeled next raise
—
Modeled next size est.
—
Last step-up
—
Capital velocity

Predictive signals are modeled est. from this company's own cadence and step-up, plus sector benchmarks — directional, not advice. Peer set and a CSV export live in your analyst workspace.

Registry & provenance

Balance is an official record sourced from the U.S. Securities and Exchange Commission (SEC). U.S. data is aggregated from SEC Form D filings.

United States
Country of record
US
Jurisdiction
Similar companies

Nearest neighbours across the whole database — matched on sector, stage and capital scale, and on shared operators (officers or directors named at both companies in public filings). A discovery shortlist, not a valuation cohort — verify before acting, the same way modeled figures are directional.

CompanySectorStageRaised · realValue · estWhy similar
2WB TRADING ASFintech———same sector
AbacusFintech———same sector
AbhiFintech———same sector
Absa BankFintech———same sector
AccendFintech———same sector
Accept.inc (formerly BoardRE)Fintech———same sector
Agent Banking CompanyFintechGrowth/Late——same sector
AgentCollectFintech———same sector
Semantically similar

Matched by meaning, not labels — a local language model reads each company's name, sector and description and ranks the closest in that learned space. This catches look-alikes that cross sector boundaries; the structured list above explains its matches, this one trusts the text. Directional, like every modeled signal here.

CompanySectorStageValue · estMatch
Stripe, Inc.
Economic infrastructure for the internet.
FintechGrowth/Late$9.9B79%
Pier
Stripe for Credit - Trusted Credit Compliance Partner
Fintech——79%
Routable
Simplifying payouts at scale
Fintech——78%
PayTango
Simple invoicing
Fintech——77%
Balanced
Payments for Marketplaces
Fintech——77%
CapWay
Inclusive financial technology service provider.
Fintech——77%
xPay
International Billing Ops, Sales Tax and Payments for SaaS businesses
FintechPre-Seed$10.9M77%
Slope
The B2B Payments Platform
Fintech——77%
Frequently asked
What does Balance do and where is it based?
Balance operates in the Fintech sector, based in San Francisco, CA, USA. The first digital payment experience company, built for B2B.
Explore related

See where Balance sits in the wider market — its sector, location and stage cohorts, each with their own leaderboards and capital-flow timelines.

Is this your company?

If you work at Balance, claim this profile or suggest a correction. We aggregate from public filings, so help us keep your description, website and links accurate.

Is this your company? Update your profile or add contact details — and choose exactly who can reach you. Reviewed before anything is published.