Diligence memo · auto-generated · as of July 2, 2026
AppTech Payments Corp.
AppTech Payments Corp. looks under-valued against its niche peers and is quiet on financing cadence.
Businessfiled
AppTech Payments Corp. operates in Fintech, based in CARLSBAD.
Sub-sector tags: fintech.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
AppTech Payments Corp. has raised $5.1M in disclosed capital across 4 recorded rounds, aggregated from public filings. Its latest round is modeled as Seed (a $1.0M–$4.0M round).
Largest single filing: $2.5M on 2024-12-16.
Most recent recorded round closed around 2024-12-16.
Valuation (modeled)modeled
Provath models AppTech Payments Corp. at approximately $10M (range $2.2M–$24M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Under-valued. Modeled value is 0.46× the median modeled value of Seed Fintech companies in 2022–2024 (53 peers) — value vs value, same stage and era.
Financing rhythm & timingmixed
Historic cadence: a new round about every 54 months.
Last raise 18 mo ago; this sector typically re-raises about every 12 months.
Slightly overdue versus sector cadence.
The last round stepped up 2.5× from the prior — scaling.
Comparablesmixed
Capital scale ranks ahead of 85% of Fintech peers (1063 compared).
Modeled value ranks above 73% of those peers.
Closest niche peers: Floatpays Inc, Sote, Inc., Earnipay, Pink Swan Trading, Inc., Tweed Payments Inc..
Peoplefiled
18 named people on file across officers, directors and signatories.
Risks & flagsmixed
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.