Diligence memo · auto-generated · as of July 2, 2026

Alluvial Finance Inc.

Alluvial Finance Inc. looks under-valued against its niche peers and is quiet on financing cadence.

SourceModeled below same-niche peers while still financing on rhythm — a potential mispricing worth a closer look.

Businessfiled

Alluvial Finance Inc. operates in Other Technology, based in CHICAGO.

No verified homepage on file yet — operating evidence is limited to the public record.

Capital & rounds (filed)filed

Alluvial Finance Inc. has raised $20M in disclosed capital across 2 recorded rounds, aggregated from public filings. Its latest round is modeled as Series B (a $15M–$40M round).

Largest single filing: $18M on 2023-06-06.

Most recent recorded round closed around 2024-10-25.

Valuation (modeled)modeled

Provath models Alluvial Finance Inc. at approximately $13M (range $4.8M–$22M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.

Read: Under-valued. Modeled value is 0.06× the median modeled value of Series B Other Technology companies in 2022–2024 (514 peers) — value vs value, same stage and era.

Financing rhythm & timingmixed

Historic cadence: a new round about every 17 months.

Last raise 20 mo ago; this sector typically re-raises about every 13 months.

Slightly overdue versus sector cadence.

The last round was 9.3× smaller than the prior — a bridge or down round.

Comparablesmixed

Capital scale ranks ahead of 84% of Other Technology peers (21302 compared).

Modeled value ranks above 29% of those peers.

Closest niche peers: Contabilizei Co, Skan, Inc., Design Barn Inc., SKAEL, Inc., Maze.Design, Inc..

Peoplefiled

4 named people on file across officers, directors and signatories.

Risks & flagsmixed

No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.