Diligence memo · auto-generated · as of July 3, 2026
Advisor Credit Exchange, LLC
Advisor Credit Exchange, LLC looks fair against its niche peers and is dormant on financing cadence.
Businessfiled
Advisor Credit Exchange, LLC operates in Fintech, based in BERWYN.
No verified homepage on file yet — operating evidence is limited to the public record.
Capital & rounds (filed)filed
Advisor Credit Exchange, LLC has raised $31M in disclosed capital across 4 recorded rounds, aggregated from public filings. Its latest round is modeled as Series B (a $15M–$40M round).
Largest single filing: $24M on 2022-06-30.
Most recent recorded round closed around 2022-06-30.
Valuation (modeled)modeled
Provath models Advisor Credit Exchange, LLC at approximately $364M (range $57M–$957M). This is an algorithmic estimate from round sizes and same-niche peers — not a quoted or reported figure.
Read: Fair. Modeled value is 1.34× the median modeled value of Series B Fintech companies in 2022–2024 (14 peers) — value vs value, same stage and era. Within the normal band (134% of peer median) for its niche.
Financing rhythm & timingmixed
Historic cadence: a new round about every 11 months.
Last raise 4.0 yr ago; this sector typically re-raises about every 12 months.
Silent for over 3× the sector's normal cadence.
The last round stepped up 6.7× from the prior — scaling.
Comparablesmixed
Capital scale ranks ahead of 95% of Fintech peers (1063 compared).
Modeled value ranks above 95% of those peers.
Closest niche peers: PayMongo Inc., Treasury Prime Inc., Butter Payments, Inc., Apto Payments, Inc., Nomba.
Peoplefiled
12 named people on file across officers, directors and signatories.
Risks & flagsmixed
Financing has been silent well beyond sector cadence — possibly defunct, acquired, or paused.
No clearly named CEO/founder/principal in the surfaced records — key-person evidence is thin.